Universal Life

We Find the Best Universal Life Insurance for You

There are several ways to purchase  Universal Life Insurance in Virginia.  You can buy it over the Internet at literally hundreds of different web sites. You can call an 800 number and buy it over the phone directly from a Universal Life insurance company. You can call an insurance agent. In some cases, you can buy it at your bank or credit union.  The choices are many and the challenge to purchase the Best Universal Life Insurance to meet your needs is difficult.

In the midst of all the insurance commercials and advertisements, it may seem that Universal Life insurance is just a commodity–a product that is the same at every company.  It’s not.  Universal Life Insurance policies in Virginia can be  very different and have very different cost.   You’re not buying a container of salt;  You’re protecting your financial well being…and the choices you make could affect you for the rest of your Universal Life.  

With hundreds of Universal Life Insurance companies and the many different policies, the best Universal Life Insurance purchase decision is often made with the help of a professional insurance agent.  Our insurance agents at Above & Beyond Insurance are ready to help!


At Above & Beyond Insurance and Financial Services to “go the extra mile for you” means:

    • FREE NEEDS ANALYSIS.We take the time to understand every client’s needs and work hard to provide the best possible insurance solution for the best value.
    • EXTRA-ORDINARY SERVICE.We take pride in exceeding the expectations of our clients by providing superior communication, quality service, and delivering the ultimate, exceptional experience.
    • WE GIVE OUR CLIENTS OUR CELL PHONE NUMBER! Access to your agent at your fingertip.
    • EXCEPTIONAL RESPONSIVENESS.   We respond as soon as possible to client inquiries–most of the time within minutes.
    • TECHNOLOGY. We partner with companies that are innovative and remain on the cutting-edge of technology, so our clients may have the convenience of accessing their policy information at anytime, anywhere, any place.
    • FINANCIAL WELLNESS. We educate and work collaboratively with clients to bring order to their financial life and to achieve their dreams and goals, as they navigate through the different fiscal stages, such as eliminating debt, asset protection, and retirement planning.
    • WE CARE. We go beyond insurance and provide clients with an experience that they will appreciate and services that will help clients improve their cash flow and build personal wealth.
    • PARTNERSHIP. Our referral partners will assist our clients with all their real estate needs, such as, buying, refinancing, and investing.

Above & Beyond Insurance and Financial Services is a full-service insurance agency providing Commercial Insurance and Personal Insurance services to Chesapeake, VA, Virginia Beach, VA, Norfolk, VA, and all of the Hampton Roads area. Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote.  Let us do the research and find the best Universal Life insurance value for you.


Personal Insurance Coverage for Different Needs

On the right sidebar of this page, you will find links to a number of personal insurance resources.  Click on any of the different personal insurance coverage categories to learn more about specific insurance issues and coverages.   Please call one of our insurance agents at Above & Beyond Insurance for any assistance.

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About 

Wanda LeBray is a native of Norfolk, Virginia with strong ties to the Tidewater Area. She graduated from Lake Taylor High School and earned her Bachelor's and Master's Degrees from Norfolk State University. Her passions are helping and educating others through Insurance and Financial Services, as well as spending time with her family.